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Silvoo
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Silvoo — Payment Control for Accounts Payable

in annual AP spend.

Between €50,000€150,000 exits undetected each year. Silvoo closes that gap.

Silvoo checks every invoice against its governing contract before payment approval, then returns one deterministic advisory decision with evidence.

No credit card requiredZero financial data in custodySame inputs, same verdictSample audit in minutes
Financial exposure audit
Financial Exposure Audit — €105,400 confirmed overcharge exposure across 2 proven invoices

Proof detail

Invoice proof detail — SAP-INV-88019 overcharge detected: +88,000 € against contract rate

Sample audit output

A CFO-readable exposure report.

The audit is structured for CFO review: where cash is leaking, which evidence supports the finding, and what action finance can take before or after payment.

01

Exposure by vendor and category

Duplicate disbursements, contract rate deviations, scope breaches, and uncontracted spend separated into finance-readable buckets.

02

Invoice-to-contract evidence

Each finding ties back to the governing agreement, clause context, amount delta, and the invoice line that triggered the verdict.

03

Board-ready remediation view

A prioritized list of what to recover, what to escalate for review, and which suppliers or agreements need commercial follow-up.

No credit card required. Selected finance teams receive a sample exposure report before onboarding.

Executive audit report

115,200 € exposure prioritized

Confirmed

105,400 €

Vendors

3

Actions

Recover / Escalate

SAP

Rate exceeds contracted cap

88,000 €

MSA 2024, clause 4.2

Recover

Amazon Web Services

Discount not applied

17,400 €

Commitment schedule

Renegotiate

Facilities supplier

Invoice outside scope

9,800 €

SOW line mismatch

Escalate

Storage connectors

Connect where contracts already live.

Silvoo reads agreements from the document storage your team already uses. The audit proves exposure without asking finance teams to migrate workflows first.

Dropbox logoDropbox
OneDrive logoOneDrive
SharePoint logoSharePoint
Google Drive logoGoogle Drive

Zero-custody review

Raw contracts and invoices are discarded after the audit request. Evidence hashes and findings remain.

Deterministic verdicts

Same invoice, same contract, same decision. No black-box approval scoring.

Audit-ready trail

Every finding is tied to a vendor, clause, invoice line, amount delta, and recommended finance action.

Ingest

How Silvoo Works

Normalize all AP and contract sources into a single feed

  • Integrations — connect your billing sources

    01

    Ingest

    Every invoice, every contract, one feed.

    • Connect Dropbox, OneDrive, SharePoint, or Google Drive in minutes
    • Contracts pulled automatically from your document store
    • All sources normalized into a single invoice feed
  • Financial Exposure Audit — contract violations and overbilling detected

    02

    Evaluate

    Bound to a contract. Every deviation flagged.

    • Every invoice matched against its governing contract
    • Pricing drift, scope violations, and uncontracted spend surfaced automatically
    • Confirmed exposure flagged while finance can still act
  • Pay with evidence — invoice decision with full evidence trail

    03

    Decide

    APPROVE. REVIEW. ESCALATE. Always with evidence.

    • Each invoice gets a deterministic advisory verdict: APPROVE, REVIEW, or ESCALATE
    • Full evidence trail attached: contract clauses, amounts, deltas
    • No black-box logic, every recommendation is explainable and auditable
  • Audit Trail — 206 hash-chained records, fully reproducible

    04

    Prove

    Same inputs, same output. Every time.

    • Every decision is hash-chained and immutably logged
    • Replay any verdict: same inputs always produce the same output
    • Built to support any audit, no reconstruction needed
  • System Status — Traceability 100%, evidence quality and pipeline health

    05

    Protect

    Invoices and contracts pass through. Nothing sensitive sticks.

    • Raw invoices and contracts are never stored, they pass through and are discarded
    • Only the decision and its evidence hash are retained
    • Zero sensitive financial data in custody, traceability at 100%

Estimate your AP leakage exposure.

1–3% of AP spend exits undetected annually, per IOFM, APQC, and PRGX benchmarks. Silvoo surfaces it.

Right now

Annual AP spend

€5,000,000

Industry (optional)

Exposure scenario

With Silvoo

Surfaced in year 1

€100,000

identified

Duplicate disbursements
€30,000
Contract rate deviations
€40,000
Term & scope breaches
€20,000
Uncontracted disbursements
€10,000

Every invoice evaluated against its contract before approval.

From integration to first decision.

Your existing systems connect directly. No custom integration, no IT project.

  1. 01
    0 min

    Your AP stack stays where it is

    No rerouting, no migration. Point Silvoo at your document storage. Contracts from Dropbox, OneDrive, SharePoint, or Google Drive are pulled and normalised automatically.

  2. 02
    ~5 min

    Contracts become evaluation rules

    Upload or sync your MSAs, SOWs, and framework agreements. Silvoo extracts pricing schedules, scope limits, and payment terms. No manual mapping. No consultant hours.

  3. 03
    ~15 min

    APPROVE, REVIEW, or ESCALATE, with evidence

    Submit any invoice. Silvoo binds it to its governing contract and returns a deterministic advisory verdict with the specific clause, the deviation amount, and the full evidence trail. No black-box scoring.

    APPROVEREVIEWESCALATE
  4. 04
    < 1 hr

    Flagged invoices reach the right person, with context

    Disputed invoices route to the designated reviewer with the full evidence package attached. Every override is logged. Every verdict is reproducible, for any audit, months from now.

Limited early access

See your first contract-verified decision on your own invoice sample.

What Silvoo handles.

Three risk categories evaluated on every invoice, automatically, before approval.

Contract compliance

Review

Every invoice is bound to its governing contract before evaluation. Pricing deviations, out-of-scope line items, and timing violations are flagged automatically, no analyst required.

  • Unit price vs contract rate
  • Scope and deliverable match
  • Term and renewal validity

Duplicate & fraud signals

Escalate

Silvoo cross-references invoice structure, vendor identity, and payment history to surface duplicates and behavioral anomalies for finance review.

  • Exact and near-duplicate detection
  • Vendor identity consistency
  • Structural fraud indicators

Audit trail

Approve

Every decision ships with a signed evidence package. Reproduce any outcome bit-for-bit, for internal auditors, external regulators, or internal review at any point.

  • Deterministic, hash-verified decisions
  • Full evidence attached to each outcome
  • Designed for AP audit workflows

Request an AP exposure audit.

Upload contracts and invoices. Silvoo returns a structured breakdown: contract coverage gaps, pricing deviations, and estimated leakage by category. No credit card required. No data retained. Limited early access is available for selected finance teams.

View sample audit report →